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Insurance Tip of The Week

 

TIPS TO LOWER YOUR NEW YORK AUTO INSURANCE PREMIUM

  • Set deductibles at the highest affordable level.
  • Inquire about multiple policy discounts.
  • Check your policy to make sure that you are receiving all the safety credits that your vehicle is equipped with. These include:
    • Anti-lock Brakes
    • Airbags
    • Daytime Running Lights
    • Anti-theft Device
  • Complete a 6-hour defensive driving course.
  • Call your agent for a quote to find out what the insurance will cost before you buy a car.
  • Check your policy to make sure that the vehicle usage is correct. There are three primary classifications:
    • Work Use - mileage one way to work does affect the premium.
    • Pleasure Use
    • Business Use
  • Maintain a good payment record.
  • Drive safely and do not drink & drive
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